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First Time Buyer

As you are a first time buyer and a contractor, you are going to come across many obstacles. We can make the process simple

Contractor Mortgages

Getting a mortgage when you work as a contractor can often be easier said than done. With this in mind, Spirit Alliance Consulting has partnered with specialist contractor mortgage broker Contractor Mortgages Made Easy (CMME) to offer bespoke mortgages based on your full contract earnings.

Together with the experts at CMME, Spirit Alliance Consulting is able to provide a bespoke mortgage solution which enables clients to bypass all of the hassle and frustration of approaching a lender who has no understanding of the way that you are remunerated.

Due to their authority within the marketplace, the specialist consultants at CMME are able to present your situation to the lender upfront in order to ensure that your full gross contract earnings are accounted for when you apply for funding. This eliminates any risk of an adverse outcome, and usually negates the need for you to supply complex documentation as proof of earnings.

As a whole of market broker, CMME are guaranteed to find you the best available deal, with access to the same competitive ‘high street’ rates which are on offer to permanently employed workers. With access to innovate technologies which aim to save you valuable time and hassle, the experienced team of specialist consultants will ensure that obtaining your mortgage is as easy as possible by doing everything that they can to simplify the process for you.

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Mortgages made to measure

Mortgages made to measure

We’ll take the time to understand exactly what you need

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Always fighting your corner

Always fighting your corner

By your side and on your side, every step of the way

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Great experience, great deal

Great experience, great deal

Borrow up to 5 times your annualised contract rate

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Smart people, smart process

Smart people, smart process

Years of experience help us cut through the complexity for you

Speak to CMME today and discover the following benefits:

·         Mortgages based on full contract earnings
·         Mortgages at competitive ‘High Street’ rates
·         Bespoke underwritingfor contractors
·         Contractor mortgages for ALL professions
·         Impartial advicesourced from the whole of the market
·         Twokey points of contact throughout the entire process
·         Insurance advice included as part of the service

To find out more about how CMME can assist you with your mortgage needs, please visit

Calculate Now or  Call 01489 555 080

SpiritAlliance Consulting Ltd are not authorised to offer regulated mortgage advice. SpiritAlliance Consulting Ltd are introducers to Contractor Mortgages Made Easy.

Contractor Mortgages Made Easy is a trading name of Mortgages Made Easy Limited which is authorised & regulated by the Financial Conduct Authority. Registration No. 414798. Your home may be repossessed if you do not keep up repayments on your mortgage.